Absolut Financial is a Melbourne brokerage founded in 2016 by Jasmeet Singh, growing from a one-person operation to a team of over 20 finance professionals across mortgages, business finance and broader property advice. They sit at 5.0 stars across 615+ Google reviews. The published positioning is a holistic, single-team model — one briefing to the firm, multiple specialists aligned on the file.
Engagement covers home loans, refinancing, investment property, land-and-construction loans, and government-scheme financing such as the 5% Government Guarantee Scheme. Service is national across Australia by phone and video, with in-person meetings available in Melbourne. Phone is (03) 9968 4700, with the firm advertising request-a-call-back availability seven days.
Absolut Financial is led by founder & CEO Jasmeet Singh, with senior brokers Keval Oza, Kristian Forte, Balwinder (Bal) Singh, Harijot Singh and Saurabh Jindal, plus brokers Sabby Bhatia, Vivek Pandya and Kamal Kant. Operations sit with COO Anu Raval and customer-service managers Michael Perfetto and Bibek Gaudel. Broker associate Vedant Purohit and broker assistant Aashna Malhotra appear in recent reviews supporting the named brokers on individual files.
What clients say: Sabby Bhatia dominates the recent review pool, with multiple clients naming him as the broker who placed their file when other brokers had said it couldn't be done — first-home loans at 95% LVR plus LMI with the Big 4, land-and-construction loans under government schemes, and refinances out of ING and other lenders. Balwinder is mentioned for long-tenure relationships of a decade plus. Strong fit for borrowers with files that have been declined or stalled elsewhere, land-and-construction buyers, and government-scheme applicants. Less of a fit for borrowers who specifically prefer a small two-or-three-person boutique.
The team
Click through for a fuller bio, specialties, and direct contact for each team member.
Chief Operations Officer
Chief Operations Officer at Absolut Financial. Most-mentioned named contact across recent client reviews — primary broker on a large share of recent first-home-buyer and 95% LVR files using the Government Guarantee Scheme.
View profile →Broker Associate
Broker Associate at Absolut Financial. Named across recent client reviews handling investment-property and refinance files.
View profile →Broker Assistant
Broker Assistant at Absolut Financial. Named in recent client reviews for handling documentation and lender-communication during the application phase.
View profile →Finance Broker
Finance Broker at Absolut Financial — listed on the firm's About-Us page alongside the principal team.
View profile →Recent verbatim reviews. See the firm's Google profile for the full set.
Sabby Bhatia was incredibly helpful in assisting us with securing our first home when other brokers told us it wasn’t possible. He managed to arrange 95% lending (including LMI) with one of the Big 4 banks after others had already declined our application. He was professional, persistent, and very easy to work with throughout the process.
I had the pleasure of working with Sabby Bhatia from Absolut Financial while arranging finance for my land purchase and construction loan under the 5% Government Guarantee Scheme, and I could not be more satisfied with the experience. Sabby was extremely knowledgeable and guided me through the entire process step by step. The land and construction loan process can be complex, especially when navigating government schemes and lender requirements, but Sabby made everything clear and manageable.
I have been working with Balwinder for the past 10 years ,so far few times investments and he is always attentive and caring but the last one was this month,when he could get my loan approval for the super account in less than two weeks when already rejected by another broker,I was completely disappointed before he got took over the case.
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