Inovayt is a Melbourne-based independently owned brokerage that runs four advice teams under one roof — Finance (mortgages), Wealth (financial planning, super, insurance), Commercial (business and development finance) and Vehicle & Equipment. They sit at 5.0 stars across 966+ Google reviews. Their stated growth path took them from two people to a team of around 16 over their first decade, and they've continued scaling from there.
Mortgage clients deal with a dedicated finance broker plus a services manager (Jenna Laird-Furley features in multiple recent reviews alongside the named broker). Engagement is national — they take clients across Australia by phone, video and email — and brokerage of the home loan itself costs nothing directly, with the lender paying on settlement. Phone is 1300 354 355.
Inovayt is an independently owned Melbourne firm with separate finance, wealth, commercial and asset-finance teams. The brokers most frequently named in recent reviews are Peter Christofi, Romesh, Daniel/Dan, Justin and Rylan (working as a pair on first-home files), Connor Garrett, Luke, and Nick. Services manager Jenna Laird-Furley appears alongside several brokers — files typically run as a broker plus a services-manager pair rather than a single person.
What clients say: communication speed and a steady hand on rate-environment uncertainty come up repeatedly. Refinancers credit the team with finding competitive rates quickly; first-home buyers describe being walked through borrowing capacity and government scheme impacts step by step. Strong fit for Melbourne residents who want finance and wealth advice from the same firm, refinancers, and second-loan repeat clients. Less of a fit for borrowers who only want a transactional rate-shop and aren't interested in the broader financial-planning side of the business.
The team
Click through for a fuller bio, specialties, and direct contact for each team member.
Mortgage Broker
Senior mortgage broker at Inovayt. Recurring positive mentions across recent client reviews — singled out for clear communication on refinances and seamless settlement coordination.
View profile →Credit / Loan Coordinator
Inovayt credit and loan coordinator named in several recent client reviews — paired with broker Peter Christofi on refinances and new-purchase files.
View profile →Recent verbatim reviews. See the firm's Google profile for the full set.
We recently refinanced with Peter Christofi and Jenna Laird-Furley and couldn’t be happier with the experience. From start to finish, everything was seamless, professional, and incredibly efficient. Both Peter and Jenna were fantastic to deal with—clear communication, quick turnaround times, and they made the entire process feel easy and stress-free.
We've been working with Connor Garrett, who has been an absolute legend at navigating the quickly changing interest rate environment. Super prompt communication and replies, clearly explains each step of the journey and what's next required, and has taken the initiative in the background of securing multiple options for our refinancing.
Justin and Rylan were a dream to work with on purchasing our first home. No question was ever to much & they went above and beyond to keep us in the loop with any government updates and what it did to our borrowing capacity. Will use them time and time again
Specific questions worth raising on your first call. Most apply to any mortgage broker; the firm-specific ones are tailored from this profile.
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Mortgage knowledge base
Plain-English answers to the most common Australian mortgage questions.
