Australian Financial & Mortgage Solutions (AFMS Group) is a Sydney CBD brokerage at 5 Martin Place, founded by principal broker Andrew Hadjidemetri. The firm has 488 Google reviews at a clean 5.0 stars, $700M+ in loans settled, and 22+ industry awards — positioning sits clearly around long-term relationships over single-transaction broking.
The lender panel covers 30+ lenders including the major banks, second-tier and specialist non-banks. Trading hours are 8 AM – 8 PM seven days a week — Saturday and Sunday included. The firm holds Credit Representative number 523450 under Australian Credit Licence 389087, and is an MFAA member with AFG as its aggregator. Service is national across Australia and costs you nothing directly — brokers are paid by the lender on settlement.
Andrew Hadjidemetri founded AFMS and remains the principal broker. He's MFAA-accredited with 12+ years of finance experience including time inside the major banks, holds a Bachelor of Commerce, and carries 22 industry awards. He runs files alongside Senior Credit Adviser Jordan Coelho (Cert IV F&MB, B.Com Finance, University of Wollongong), and Finance Broker Nicholas Del Duca (10+ years across residential and commercial, MFAA-accredited, 2025 MPA Rising Star).
What clients say: "broker for life," calm under pressure, fast to approval, and proactive across the years after settlement. Recurring themes are strategic guidance — "they ask about your strategies, end goals" — rather than maximum-borrowing-capacity broking. SMSF lending is mentioned specifically by clients. Strong fit for first-home buyers wanting principal-broker-led service, investors building portfolios over multiple transactions, refinancers, and SMSF borrowers. Less of a fit for clients wanting the look-and-feel of a multi-broker firm or those needing in-person meetings outside Sydney CBD.
The team
Click through for a fuller bio, specialties, and direct contact for each team member.
Principal Broker & Founder
Founder and principal broker. MFAA-accredited, B.Com, 12+ years in finance, $700M+ settled, 22 industry awards.
View profile →Senior Credit Adviser
Senior credit adviser working alongside Andrew on most files. Cert IV F&MB, B.Com Finance from University of Wollongong.
View profile →Finance Broker
Finance broker with 10+ years across residential and commercial lending. MFAA-accredited, 2025 MPA Rising Star.
View profile →Recent verbatim reviews. See the firm's Google profile for the full set.
If I could give ten stars I would. Andrew and his team are the best of the best. From day one, the speed, efficiency and professionalism have been something out of this world… Would 1000% recommend. Very confident I have got my broker for life.
Andrew and his team are brilliant to work with. They ask about your strategies, end goals, they get to know you and then offer solutions. This isn't just borrowing to the maximum capacity, they offer advice that supports your goals. I have used them multiple times now and look forward to returning in the not too distant future.
Andrew took the time to clearly explain my options and guided me through every step of the process… His expertise in investment lending really stood out, and I felt confident I was making the right decisions with his support.
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Mortgage knowledge base
Plain-English answers to the most common Australian mortgage questions.
