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Black and White Finance

Sydney mortgage brokerage with a strong first-home and refinance bench.

★★★★★ 5.0 based on 456 Google reviews

📍 Suite 404/65 York St, Sydney NSW 2000, Australia

About Black and White Finance

Black and White Finance is a Sydney mortgage brokerage with 456+ Google reviews at a clean 5.0 stars. Recent reviews are dominated by first-home purchases and refinances, with Peter Vassilis named as the principal broker that clients work with. The firm operates as a small senior-led team rather than a large multi-broker shop.

Service costs nothing directly — lenders pay on settlement. The team works across mainstream and non-bank lenders. Reviewers describe a tight working group around Peter — Aimee and Dani feature alongside him on first-home files — taking borrowers from initial assessment through to settlement.

Who are they?

Peter Vassilis is the principal broker and the name on virtually every recent review. He's joined on files by Aimee and Dani, with reviewers naming the trio together when describing their experience. The firm is structured around continuity — most clients deal with the same broker plus one or two support contacts from first call through to settlement.

What clients say: patient, detail-oriented and unhurried. First-home buyers describe being walked through unfamiliar territory step-by-step; refinancers and equity-release clients describe smooth lender switches with proactive communication. Strong fit for first-time buyers wanting a calm guide, refinancers, and clients who value working with the same broker over multiple transactions. Less of a fit for those wanting a large multi-broker firm or weekend office availability.

Their website

blackandwhitefinance.com.au

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What clients say

Recent verbatim reviews. See the firm's Google profile for the full set.

Common themes from recent reviews

Who they're best for

Best suited for

  • Sydney first-home buyers wanting careful, plain-English guidance
  • Refinancers chasing a sharper rate or a switch from a major bank
  • Borrowers who want a single senior broker handling their file end-to-end
  • Investment-property buyers building a small portfolio over time
  • Returning clients planning multiple transactions with the same team
  • PAYG borrowers who want a thorough review rather than a quick rate-shop

Less suited for

  • Borrowers wanting a large multi-broker firm with national infrastructure
  • Clients needing weekend or evening office appointments
  • Highly complex commercial or development-finance structures outside residential lending

Questions to ask Black and White Finance

Specific questions worth raising on your first call. Most apply to any mortgage broker; the firm-specific ones are tailored from this profile.

  1. Will I work with Peter from initial assessment through to settlement, or does the file move between team members?
  2. How many lenders are on your panel today, and which majors and non-banks are included?
  3. What's your commission structure? Are you a credit representative or do you hold your own ACL?
  4. What's your typical turnaround from submission to conditional approval right now?
  5. Can you share a recent example of a file similar to mine and how it was placed?

Are you Black and White Finance?

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Contact & hours

Address

Suite 404/65 York St, Sydney NSW 2000, Australia

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Phone

0448 890 186

Website

www.blackandwhitefinance.com.au

Hours

  • Monday: 8:00 AM – 5:30 PM
  • Tuesday: 8:00 AM – 5:30 PM
  • Wednesday: 8:00 AM – 5:30 PM
  • Thursday: 8:00 AM – 5:30 PM
  • Friday: 8:00 AM – 5:30 PM
  • Saturday: Closed
  • Sunday: Closed

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Mortgage knowledge base

Guides for first-home buyers, refinancers & more

Plain-English answers to the most common Australian mortgage questions.