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Get a Better Rate | Mortgage Broker Sydney CBD

Sydney CBD mortgage broker — single principal, deep repeat-client base.

★★★★★ 5.0 based on 57 Google reviews

📍 Capita Centre, Level 16/9 Castlereagh St, Sydney

About Get a Better Rate

Get a Better Rate is a Sydney CBD brokerage at the Capita Centre on Castlereagh Street, run by Peter as the sole broker. 57 Google reviews at a perfect 5.0 — smaller in volume than the Sydney heavyweights, but every review names Peter directly, which gives an unusually clear picture of what the service actually looks like.

Service costs nothing directly. The pitch is in the name — getting clients onto a competitive rate, often refinancing relationships their existing bank wouldn't repair. Reviews describe Peter taking on smaller loan sizes that other brokers might walk away from ("it's not the size of the loan that matters it's the quality of service") and getting borrowers approved for amounts well above what their existing private-banking relationships had offered.

Who are they?

Peter is the brokerage. Every review across multiple years names him personally, every owner-response is signed by him, and there's no second broker mentioned in any client file. That's a deliberately solo-principal model — clients work with Peter from initial enquiry through to settlement and into refinances years later.

What clients say: responsive, methodical, and persistent on harder files. Multiple reviews describe Peter rescuing applications that the client's own bank had declined or under-offered on, and a meaningful share of reviewers are explicitly on their second, third, or "several" mortgage with him. First-home buyers consistently single out the patient, plain-language explanation of an unfamiliar process. Strong fit for borrowers wanting a single point of contact across multiple transactions over years. Less of a fit for those wanting a large team or weekend office hours.

Their website

getabetterrate.com.au

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What clients say

Recent verbatim reviews. See the firm's Google profile for the full set.

Common themes from recent reviews

Who they're best for

Best suited for

  • Sydney CBD borrowers wanting a single dedicated broker end-to-end
  • First-home buyers wanting patient, plain-language explanation
  • Refinancers — particularly anyone whose existing bank declined or under-offered
  • Repeat-property clients wanting a long-term broker relationship
  • Borrowers with smaller loan sizes who feel overlooked by larger firms
  • Equity-release clients buying a second property

Less suited for

  • Borrowers wanting a large multi-broker team with specialised sub-divisions
  • Clients needing weekend or after-hours office availability
  • Anyone whose ideal service involves multiple parallel brokers comparing notes on their file

Questions to ask Get a Better Rate

Specific questions worth raising on your first call. Most apply to any mortgage broker; the firm-specific ones are tailored from this profile.

  1. You're the sole broker — what's the back-up if you're unavailable mid-application or on leave?
  2. What lenders are on your panel, and which aggregator do you operate under?
  3. Can you walk me through a recent file similar to mine — what lender, what rate, what timeline?
  4. Can you provide written disclosure showing the commissions paid by each lender for a loan of my size?
  5. Given my situation (first-home / refinance / equity release), how do you see the lender shortlist for me?

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Contact & hours

Address

Capita Centre, Level 16/9 Castlereagh St, Sydney

Open in Google Maps ↗

Phone

1300 029 053

Website

www.getabetterrate.com.au

Hours

  • Hours not listed

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Plain-English answers to the most common Australian mortgage questions.