Shore Financial is a North Sydney brokerage founded in 2013 by Theo Chambers and Alex Nochar. They're a 5.0-star firm at 1,025 Google reviews, hold their own Australian Credit Licence (rather than operating under an aggregator's), and settle more than $1.5 billion in loans per year. They market themselves as Australia's #1 independent mortgage brokerage.
The team is 30+ brokers across credit advice, financial planning, car and asset finance, and a Shore Invest property arm. The lender panel is 70+ lenders. Trading hours are weekday 8:30 AM to 5:30 PM out of Walker Street. Service costs nothing directly — brokers are paid by the lender on settlement. Clients work in person from the North Sydney office or remotely across Australia.
Theo Chambers (Founder & CEO) and Alex Nochar (Founder & MD) lead the firm, with Georgina Kinsella and Victoria Dixon heading operations. The senior credit-adviser bench includes Charlie Loveridge, Charlie Hemmings, Fane Levy, Terri Miller, Greg Bishop, Stephen Cush, Mitchell White, James O'Brien, Lewis Halliday, Zac Constantinou, Alex Dihm, Lachlan Parker, Paris Beecroft and BDM Matthew Robbins. Most-mentioned in recent reviews: Bevan Klumpp, Kurt Dillon, Michael Gentry, Aishani Mehta, Charlie Loveridge with associate Geetika Sood, Kristina Joshi, and Tamara Luiz.
What clients say: clear explanation, fast turnaround, and strong work on first-home applications. Bevan, Kurt and Michael feature heavily in the latest twenty reviews; Charlie + Geetika are credited with multi-year refinance relationships. Strong fit for first-home buyers, refinancers, investors building portfolios, expat and medico-segment borrowers, and complex structures (trusts, SMSFs, commercial). Less of a fit for borrowers who want a single solo broker rather than a paired model, or who need weekend office hours.
Recent verbatim reviews. See the firm's Google profile for the full set.
I was lucky enough to find Kurt Dillon to look after my mortgage. As first home buyers my wife and I had no idea about the process and were nervous about taking the step… After speaking with a few brokers prior his honesty and integrity really stood out above others.
Working with Michael Gentry and his team was a great experience from start to finish. Despite encountering some initial complexities with our application, Michael demonstrated remarkable persistence and expertise to ensure we achieved a successful outcome.
Charlie and Geetika are so amazing to work with. We've been working with them for several years and have had nothing but positive experiences. They're ultra responsive, insightful and always go above and beyond!
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