Wealthy You is a Sydney CBD brokerage at Ground Floor 3/189 Kent Street, founded in 2015 by Collins Mayaki and now carrying 165 Google reviews at a 4.9 average. They're a multi-broker boutique — five brokers named on the team page plus support staff — with a stated focus on residential and commercial mortgages, including "difficult to place" applications.
Trading hours are weekday 7 AM – 7 PM with Saturday opening 9 AM – 4 PM, which is broader than most Sydney brokerages. The lender panel covers 50+ lenders. Service includes home loans, refinances, SMSF property loans, bridging loans, second mortgages, home equity, commercial mortgages and reverse mortgages — a wider product mix than the typical residential-only broker.
Collins Mayaki founded the firm in 2015 and is the most-named broker for first-home buyers and complex consultations — reviewers describe him sitting in on property inspections and connecting clients with legal advice. Min Young Kim (Minyoung / Min) carries a strong base of repeat customers, with multiple reviews describing second and third loans with the same broker. Natalie Lee handles a large share of recent files including home loans and car finance, with several clients describing multi-year working relationships. John (Johnwilfred Bacnat) is the credit analyst whose name appears alongside the front-line brokers on file execution and reverse-mortgage work.
What clients say: dogged on hard files. The recurring theme is applications other brokers said weren't possible — poor credit scores, last-minute land-purchase rejections, no-doc structures — being worked through to approval. First-home buyers describe Collins's involvement going beyond the loan itself. Strong fit for borrowers with non-standard situations, repeat customers, and Korean-speaking clients (a portion of recent reviews are in Korean). Less of a fit for clients wanting a same-day instant-comparison digital experience or a simple PAYG metro loan.
Recent verbatim reviews. See the firm's Google profile for the full set.
Working with Wealthy You towards buying my first home was a huge blessing to me. Collins showed genuine interest in learning what my dreams and aspirations were as I began my journey in property ownership. It was not just about brokering the loan for me but he was invested in my dream.
Update: we have just completed our 3rd loan and for all 3 loans we have use Min's outstanding brokering skills. Each time he has guided us and taken charge of the process with complete ease, transparency and no issues.
Effortlessly efficient service. Felt like a dream having these brokers work for me. When every other broker said it was not possible they took it on and made it happen. Fantastic!!!
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