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Mortgage broker

Soren Financial

Direct advice on lending — say what's going on, structure it properly from the start.

★★★★★ 4.9 based on 104 Google reviews

📍 Suite 1/225 Pacific Hwy, North Sydney NSW 2060, Australia

About Soren Financial

Soren Financial is a North Sydney mortgage brokerage led by Mansour Soltani (Founder & CEO) and Kylie Soltani (Co-Director). They sit at 4.9 stars across 104 Google reviews and aggregate through Finsure, with a panel of around 45 lenders covering majors and non-bank specialists. Service is free to most borrowers — the broker is paid by the lender on settlement.

Their pitch is that interest rate is rarely the whole story. They focus on getting loan structure right from the start (offset vs redraw, splits, owner-occupier vs investment) and on revisiting the loan after settlement so clients aren't passively overpaying as the market moves. Mansour is a regular media contributor (ABC, Domain, Australian Broker) on Australian property and lending strategy.

Who are they?

Two principal brokers — Mansour Soltani and Kylie Soltani — with a small back-office team. Mansour leads on home loans, refinancing and property-investment lending; he's known for direct, structure-first advice rather than a sales pitch. Kylie works extensively with first-home buyers across Sydney and on more complex scenarios — bridging finance, overseas income, government scheme eligibility.

Behind the brokers, Alvin Domingo (Senior Credit Analyst) handles deal structuring across residential, SMSF and commercial lending — over a decade of experience and a deep familiarity with lender policy. Joy Butac (Credit Analyst) manages files end-to-end from initial assessment through settlement and ongoing pricing requests, so clients aren't left paying more than they should after the loan is funded.

The team

Brokers and key staff

Click through for a fuller bio, specialties, and direct contact for each team member.

Their website

sorenfinancial.com

How their site presents to visitors today. Click through to view the live site.

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What clients say

Recent verbatim reviews. See the firm's Google profile for the full set.

Common themes from recent reviews

Who they're best for

Best suited for

  • First-home buyers in Sydney who want clear advice on grants, schemes and the right loan structure rather than just the sharpest rate
  • Refinancers who suspect their existing loan structure (offset, redraw, splits, terms) isn't quite right and want it audited
  • Property investors building or rebalancing a small portfolio who need lender-policy nuance, not a single-bank view
  • Clients with bridging-finance or overseas-income scenarios that have been declined or stalled by their bank
  • Anyone re-engaging after a bad experience with another broker and wanting a structured second pass

Less suited for

  • Borrowers who only care about today's headline rate and won't engage with structure, splits or repricing conversations
  • Clients who want a brand-name aggregator-led shop with overnight escalation paths into major-bank credit teams
  • Highly specialist scenarios (large commercial, complex SMSF property purchase) — confirm Soren has done your specific scenario before engaging

Questions to ask Soren Financial

Specific questions worth raising on your first call. Most apply to any mortgage broker; the firm-specific ones are tailored from this profile.

  1. Will Mansour or Kylie be my primary broker, and who is the credit analyst on my file?
  2. What's your full lender panel and which aggregator do you operate under?
  3. Can you walk me through a recent client similar to me — lender chosen, rate secured, structure used, timeline?
  4. Can you provide written disclosure of the commission each lender pays for a loan of my size?
  5. After settlement, what's the cadence and process for revisiting my rate and structure?

Are you Soren Financial?

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Contact & hours

Address

Suite 1/225 Pacific Hwy, North Sydney NSW 2060, Australia

Open in Google Maps ↗

Phone

1300 899 819

Website

www.sorenfinancial.com

Hours

  • Monday: 9:00 AM – 6:00 PM
  • Tuesday: 9:00 AM – 6:00 PM
  • Wednesday: 9:00 AM – 6:00 PM
  • Thursday: 9:00 AM – 6:00 PM
  • Friday: 9:00 AM – 6:00 PM
  • Saturday: Closed
  • Sunday: Closed

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Mortgage knowledge base

Guides for first-home buyers, refinancers & more

Plain-English answers to the most common Australian mortgage questions.