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My Mortgage Freedom

Walk, run, sprint to mortgage freedom — Melbourne brokerage covering 42+ lenders.

★★★★★ 5.0 based on 357 Google reviews

📍 2 Albert Pl, South Melbourne VIC 3205, Australia

About My Mortgage Freedom

My Mortgage Freedom (MMF) is a South Melbourne brokerage at 2 Albert Place, operating since 2011 and led by Anthony. The firm sits at 5.0 stars across 357+ Google reviews and runs a structured five-stage process — book, chat, proposal, application, settlement — with a dedicated Loan Processing Manager assigned to each file alongside the named broker.

Their pitch is that the loan doesn't end at settlement: they market a "Freedom Intelligence" rate-monitoring service that automatically tracks each client's rate against the market and flags it when it drifts uncompetitive. Trading hours are weekdays 8:00 AM – 5:00 PM. The lender panel covers 42+ Australian lenders. Service is usually free — lenders pay the broker on settlement — though the firm notes some scenarios may carry a clear up-front fee.

Who are they?

Anthony leads the brokerage and is named on a meaningful share of recent reviews. Mark, Gabriel, Aaron, Connor and Sean all appear as named brokers across recent files — Mark and Gabriel feature heavily on first-home-buyer reviews, Sean on refinance consultations. Behind each broker, a Loan Processing Manager runs the file through to formal approval — Patrick, Ezra and Cameron are repeatedly named as the processing-side counterpart, and Adrian, Shelby and Kate handle final settlement coordination and post-settlement support.

What clients say: structured pairing is the most consistent theme — almost every detailed review names two or three MMF staff (broker + processor + settlement) rather than a single individual. Repeat customers, financial advisers re-engaging personally, and interstate buyers all feature. Strong fit for first-home buyers wanting a guided multi-stage process, complex applications involving businesses and trusts, and clients who specifically want post-settlement rate monitoring. Less of a fit for borrowers who want a single-broker boutique with one point of contact end-to-end, or weekend office hours.

Their website

mymortgagefreedom.com.au

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What clients say

Recent verbatim reviews. See the firm's Google profile for the full set.

Common themes from recent reviews

Who they're best for

Best suited for

  • First-home buyers wanting a structured, multi-stage process with broker plus processing-manager support
  • Borrowers with complex circumstances — businesses, trusts, multiple investment properties — needing accountant coordination
  • Refinancers wanting ongoing post-settlement rate and equity monitoring
  • Interstate buyers comfortable engaging a Melbourne-based team remotely
  • Repeat customers planning multiple property transactions over time
  • Clients introduced via professional referral — financial advisers and accountants feature prominently in recent reviews

Less suited for

  • Borrowers who specifically want a single-broker boutique with one named contact end-to-end
  • Clients seeking weekend or after-hours office availability — formal trading hours are weekdays only
  • Borrowers who don't want a productised post-settlement monitoring layer on top of the loan

Questions to ask My Mortgage Freedom

Specific questions worth raising on your first call. Most apply to any mortgage broker; the firm-specific ones are tailored from this profile.

  1. Which broker will be matched to my situation, and who's the Loan Processing Manager and settlement coordinator on my file?
  2. Of your 42+ lender panel, which lenders are best matched to my situation, and why?
  3. When does the up-front fee apply rather than the standard lender-paid model — what scenarios trigger it?
  4. How does Freedom Intelligence work in practice — what triggers a rate-review notification, and is there any cost?
  5. Can you provide written disclosure of the commission each lender pays for a loan of my size?

Are you My Mortgage Freedom?

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Contact & hours

Address

2 Albert Pl, South Melbourne VIC 3205, Australia

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Phone

(03) 8256 1914

Website

www.mymortgagefreedom.com.au

Hours

  • Monday: 8:00 AM – 5:00 PM
  • Tuesday: 8:00 AM – 5:00 PM
  • Wednesday: 8:00 AM – 5:00 PM
  • Thursday: 8:00 AM – 5:00 PM
  • Friday: 8:00 AM – 5:00 PM
  • Saturday: Closed
  • Sunday: Closed

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